Industry · Financial Services AI

Embedded Payments

Secure, seamless payments built right into your product — accept, send and manage money with the compliance and reliability handled for you.

0%Payment success rate
0%Integration time cut
+0%Checkout conversion
Overview

What is Embedded Payments?

Embedded Payments at MindCraft Solution lets you build payments directly into your platform or product — so customers pay, get paid, or move money without leaving your experience. We design and integrate payment flows on proven infrastructure, handling the security, compliance and reliability that payments demand.

Payments are powerful but unforgiving: PCI scope, fraud, reconciliation, payouts and edge cases all have to be right. We integrate the right providers (Stripe, Adyen and others), design robust flows for payments, payouts and marketplaces, and build in reconciliation, refunds and dispute handling from the start.

Whether you're adding checkout, subscriptions, marketplace payouts or embedded finance, we deliver payment experiences that are smooth for users and solid for your finance and compliance teams.

What's included

What Embedded Payments includes

Everything you need to take embedded Payments from idea to a dependable, owned capability.

Payment integration

Accept cards, wallets and local methods on proven rails.

Payouts & marketplaces

Split payments and payouts for marketplace models.

Subscriptions & billing

Recurring billing, plans and invoicing.

Reconciliation & reporting

Accurate reconciliation, refunds and dispute handling.

PCI & security

Tokenised, PCI-DSS-aligned, secure by design.

Fraud & risk controls

Screening and controls to manage payment risk.

The impact

Outcomes we target

Typical results from MindCraft financial Services AI engagements.

0%
Payment success rate
0%
Integration time cut
+0%
Checkout conversion
0%
PCI scope reduced
How we work

Our delivery model

A clear, low-risk path from first call to a running, optimized solution.

  1. 1

    Design flows

    We design the payment, payout and billing flows you need.

  2. 2

    Integrate providers

    We integrate the right payment infrastructure and methods.

  3. 3

    Secure & reconcile

    We build PCI-aligned security, reconciliation and dispute handling.

  4. 4

    Launch & support

    We test, launch and support payments in production.

Challenges we solve

From problem to outcome

The pressures we see in financial Services — and how we fix them.

  • Challenge

    Fraud losses and false positives

    How we solve it

    Real-time, accurate fraud scoring.

  • Challenge

    Slow, manual customer onboarding

    How we solve it

    Automated KYC with far less drop-off.

  • Challenge

    Heavy, costly compliance burden

    How we solve it

    Automated, audit-ready RegTech controls.

Tools & technology

The stack we use

StripeAdyenPlaidNode.jsWebhooksPCI-DSSREST API
Deliverables

What you get

Concrete, owned artifacts — not just advice.

  • Embedded payment flows
  • Payouts / billing integration
  • Reconciliation & reporting
  • PCI-aligned security
  • Fraud controls & docs
FAQ

Questions, answered

We're provider-flexible — Stripe, Adyen, Plaid and others — choosing based on your geographies, methods, fees and features, and designing so you're not painfully locked in.

We minimise it — using tokenisation and hosted / SDK components so sensitive card data never touches your servers, dramatically reducing your PCI scope.

Yes — split payments, connected accounts and payouts for marketplace and platform models are a core pattern we implement.

We build these in from the start — accurate reconciliation, refund flows and dispute handling — so your finance team isn't left with messy edge cases.

Ready to talk about Embedded Payments?

Tell us where you are and what success looks like. We'll bring the right people, stack and plan — and reply within one business day.